Real Project ( 2024 / 2025 )
Personal Loan
Experience
Oney is a financial institution specializing in payment solutions, credit, and financing for consumers and businesses. Operating in multiple European countries, the company offers innovative digital financial products that prioritize flexibility, security, and a seamless user experience.
Project´s Goal
The goal of this project was to design a new digital product from scratch, enabling users to apply for a personal loan in a simple, intuitive, and fully online experience. The interface was designed to ensure clarity, reduce friction in the process, and provide security at every stage of the loan application.
What is a Personal Loan Application?
A personal loan application is the process through which a user requests a loan from a financial institution. This process involves providing personal and financial information, undergoing a credit analysis, and, if approved, signing a contract before the funds are disbursed.
How Does a Digital Loan Application Work?
With the digitization of financial services, users can now apply for loans entirely online without visiting a physical branch. The process typically follows these steps:
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Simulation – The user selects the desired loan amount and repayment period, viewing loan conditions such as interest rates and installments.
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Registration and Document Submission – Personal and financial information is collected, and users may need to upload documents such as proof of income and identification.
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Credit Analysis – The financial institution evaluates the applicant’s profile based on credit history and internal criteria to determine loan eligibility.
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Approval and Digital Signature – If approved, the contract is provided for digital signing, ensuring convenience and legal security.
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Funds Disbursement – After signing, the loan amount is transferred to the user’s account within the stipulated timeframe.
Work in progress
This project is still in progress, and there is no link available for a public demonstration at the moment. However, I would love to discuss it further in a conversation!
In this project, I have been responsible for designing screens, wireframes, and prototypes in Figma to ensure a smooth user experience. I have also conducted user research and testing to validate design decisions.
Additionally, I contribute to the use and maintenance of the Design System, ensuring visual consistency and product scalability.
Accessibility is also a key focus, and I am working to ensure that the product is inclusive and usable for a diverse range of users.